Adult Day Care Centers

General Liability, Professional Liability, Excess Liability, Commercial Auto, Workers Compensation, Cyber Liability, Management Liability

AMBest A- or Better Carriers


Acceptable Risk
• Home Health Agencies that provide skilled, therapeutic, companion care, personal care & hospice (in-home care & facilities)
• Adult Day Care facilities
• Nursing/Medical Staffing
• Home-Delivered Meals
• Respite Care
• Family Services – Housing, HEAP (non-gov’t)
Coverages
• Occurrence & Claims Made Options for GL & PL
• Separate $1 MIL/$3 MIL limits for GL & PL
• Separate $1 MIL limit for Hired—$1 MIL limit for Non-owned Auto
• Separate Abuse or Molestation Limits up to $1 MIL
• EPLI Coverage
• Unlimited Defense costs outside the limit
• Property/Inland Marine Coverages
• Crime including Theft of Client’s Property
• Up to a $5 MIL Excess Liability
• Primary Auto with supporting coverage
• The program is available countrywide

Submission Requirement

• Acord Applications. Supplemental Application will be provided
• 3-5 Year currently valued, carrier loss runs
• Resume of the owner and/or operator (If in business less than 3 years)
• Brochure or website (If available)
Submit to your underwriter today!